HOW TO BUY SECURELY ONLINE WITH YOUR BANK CARD?

Ordering on the Internet is a common act. It is so simple not to move around and to receive the coveted object a few days later in its mailbox ... But if it is so easy to buy it is also very easy to get ripped off. How to trust your bank to protect you? How do you make sure that merchant sites are reliable?

The Internet has become a real nebula. Each week, hundreds of sites are born and sometimes disappear as fast as they appeared. Faced with this shambles, it becomes more and more difficult for the Internet user to make the distinction between good and bad addresses. At the cost of a few precautions, it is however possible to get through serious troubles.

Since online shopping has become more popular, banks have developed a whole range of protection tools for their customers. This is how you have probably already used or at least encountered a small module in the form of a calculator that has different names depending on the bank. online shopping bangladesh home delivery

Just synchronize your debit card when you want to make a purchase, identify yourself, and copy the code this machine gives you. In this way, your bank knows that you have not been the victim of theft.
Some banks also send a code by text, valid only for a few minutes to validate a purchase.
Finally, depending on the size of the payment, you can directly receive a phone call from your bank, which will ensure that you are responsible for this expense.

Securing merchant sites

To avoid being trapped, first and foremost favor official websites or large online stores. In any case, and in particular, if you are dealing with a site that you do not know, go to the "who we are" sections.
French law requires the professional to make available to the buyer both his general conditions of sale but also his full contact details. If not, don't order: you are probably dealing with a “black” site-based abroad.

Consequently, concentrate your purchases preferably with merchants located in France or subject to French law. They are in fact the only ones against whom you can, in the event of a dispute, bring legal action.

For their part, merchant sites ensure your security with the https encryption link, "s" for security. To this is added the presence of a small colored padlock. It is so difficult to obtain this encryption that it is a guarantee of security.

Do not pay on a site that does not have this security. Likewise, do not rely on payment title logos. They are only simple images that can be integrated everywhere and which are in no way certificates of confidence.

Private vendor scams

On official merchant sites or major online store addresses, a new sales profile has been emerging for several years: individual sellers. Whether it is Amazon or even Fnac, these renowned addresses today make room in their catalog for third-party sellers, non-professional for some, there to make ends meet at times difficult.
Before ordering your product, be sure to inquire about the contact details of the person responsible for the transaction. Unfortunately, most often known only under a pseudonym.

Do not close a sale if you are not absolutely aware of the exact identity of the person concerned, especially if he resides abroad.

In terms of legislation, it is the actual seller of the goods that the consumer is supposed to pursue. The hosting website, as an intermediary, cannot legally be held responsible for any subsequent dispute.

Prefer to conclude transactions only if the website is responsible for the actions of your seller.